Make optional struct fields pointers

This allows encoding/xml to properly comparison against nil to see if
they should be marshalled if the 'xml' tag contains ",omitempty" and for
users to test against nil to see if a field was present in the parsed
OFX.

This commit also fixes up cmd/ofx to use the new pointers.

banking.go

@@ -9,8 +9,8 @@ type StatementRequest struct {
 	XMLName        xml.Name `xml:"STMTTRNRQ"`
 	TrnUID         UID      `xml:"TRNUID"`
 	BankAcctFrom   BankAcct `xml:"STMTRQ>BANKACCTFROM"`
-	DtStart        Date     `xml:"STMTRQ>INCTRAN>DTSTART,omitempty"`
+	DtStart        *Date    `xml:"STMTRQ>INCTRAN>DTSTART,omitempty"`
-	DtEnd          Date     `xml:"STMTRQ>INCTRAN>DTEND,omitempty"`
+	DtEnd          *Date    `xml:"STMTRQ>INCTRAN>DTEND,omitempty"`
 	Include        Boolean  `xml:"STMTRQ>INCTRAN>INCLUDE"`          // Include transactions (instead of just balance)
 	IncludePending Boolean  `xml:"STMTRQ>INCLUDEPENDING,omitempty"` // Include pending transactions
 	IncTranImg     Boolean  `xml:"STMTRQ>INCTRANIMG,omitempty"`     // Include transaction images
@@ -47,7 +47,7 @@ type ImageData struct {
 	ImageRefType String   `xml:"IMAGEREFTYPE"` // One of OPAQUE, URL, FORMURL (see spec for more details on how to access images of each of these types)
 	// Only one of the next two should be valid at any given time
 	ImageDelay   Int    `xml:"IMAGEDELAY,omitempty"`   // Number of calendar days from DTSERVER (for statement images) or DTPOSTED (for transaction image) the image will become available
-	DtImageAvail Date   `xml:"DTIMAGEAVAIL,omitempty"` // Date image will become available
+	DtImageAvail *Date  `xml:"DTIMAGEAVAIL,omitempty"` // Date image will become available
 	ImageTTL     Int    `xml:"IMAGETTL,omitempty"`     // Number of days after image becomes available that it will remain available
 	CheckSup     String `xml:"CHECKSUP,omitempty"`     // What is contained in check images. One of FRONTONLY, BACKONLY, FRONTANDBACK
 }
@@ -56,8 +56,8 @@ type Transaction struct {
 	XMLName       xml.Name `xml:"STMTTRN"`
 	TrnType       String   `xml:"TRNTYPE"` // One of CREDIT, DEBIT, INT (interest earned or paid. Note: Depends on signage of amount), DIV, FEE, SRVCHG (service charge), DEP (deposit), ATM (Note: Depends on signage of amount), POS (Note: Depends on signage of amount), XFER, CHECK, PAYMENT, CASH, DIRECTDEP, DIRECTDEBIT, REPEATPMT, OTHER
 	DtPosted      Date     `xml:"DTPOSTED"`
-	DtUser        Date     `xml:"DTUSER,omitempty"`
+	DtUser        *Date    `xml:"DTUSER,omitempty"`
-	DtAvail       Date     `xml:"DTAVAIL,omitempty"`
+	DtAvail       *Date    `xml:"DTAVAIL,omitempty"`
 	TrnAmt        Amount   `xml:"TRNAMT"`
 	FiTId         String   `xml:"FITID"`
 	CorrectFiTId  String   `xml:"CORRECTFITID,omitempty"`  // Transaction Id that this transaction corrects, if present
@@ -69,10 +69,10 @@ type Transaction struct {
 	PayeeId       String   `xml:"PAYEEID,omitempty"`
 	// Note: Servers should provide NAME or PAYEE, but not both
 	Name          String      `xml:"NAME,omitempty"`
-	Payee         Payee       `xml:"PAYEE,omitempty"`
+	Payee         *Payee      `xml:"PAYEE,omitempty"`
 	ExtdName      String      `xml:"EXTDNAME,omitempty"`   // Extended name of payee or transaction description
-	BankAcctTo    BankAcct    `xml:"BANKACCTTO,omitempty"` // If the transfer was to a bank account we have the account information for
+	BankAcctTo    *BankAcct   `xml:"BANKACCTTO,omitempty"` // If the transfer was to a bank account we have the account information for
-	CCAcctTo      CCAcct      `xml:"CCACCTTO,omitempty"`   // If the transfer was to a credit card account we have the account information for
+	CCAcctTo      *CCAcct     `xml:"CCACCTTO,omitempty"`   // If the transfer was to a credit card account we have the account information for
 	Memo          String      `xml:"MEMO,omitempty"`       // Extra information (not in NAME)
 	ImageData     []ImageData `xml:"IMAGEDATA,omitempty"`
 	Currency      String      `xml:"CURRENCY,omitempty"`      // If different from CURDEF in STMTTRS
@@ -91,7 +91,7 @@ type PendingTransaction struct {
 	XMLName      xml.Name    `xml:"STMTTRN"`
 	TrnType      String      `xml:"TRNTYPE"` // One of CREDIT, DEBIT, INT (interest earned or paid. Note: Depends on signage of amount), DIV, FEE, SRVCHG (service charge), DEP (deposit), ATM (Note: Depends on signage of amount), POS (Note: Depends on signage of amount), XFER, CHECK, PAYMENT, CASH, DIRECTDEP, DIRECTDEBIT, REPEATPMT, HOLD, OTHER
 	DtTran       Date        `xml:"DTTRAN"`
-	DtExpire     Date        `xml:"DTEXPIRE,omitempty"` // only valid for TrnType==HOLD, the date the hold will expire
+	DtExpire     *Date       `xml:"DTEXPIRE,omitempty"` // only valid for TrnType==HOLD, the date the hold will expire
 	TrnAmt       Amount      `xml:"TRNAMT"`
 	RefNum       String      `xml:"REFNUM,omitempty"`
 	Name         String      `xml:"NAME,omitempty"`
@@ -121,8 +121,8 @@ type Balance struct {
 	BalType String `xml:"BALTYPE"`
 
 	Value    Amount    `xml:"VALUE"`
-	DtAsOf   Date     `xml:"DTASOF,omitempty"`
+	DtAsOf   *Date     `xml:"DTASOF,omitempty"`
-	Currency Currency `xml:"CURRENCY,omitempty"` // if BALTYPE is DOLLAR
+	Currency *Currency `xml:"CURRENCY,omitempty"` // if BALTYPE is DOLLAR
 }
 
 type StatementResponse struct {
@@ -130,14 +130,14 @@ type StatementResponse struct {
 	TrnUID        UID                     `xml:"TRNUID"`
 	CurDef        String                  `xml:"STMTRS>CURDEF"`
 	BankAcctFrom  BankAcct                `xml:"STMTRS>BANKACCTFROM"`
-	BankTranList  TransactionList        `xml:"STMTRS>BANKTRANLIST,omitempty"`
+	BankTranList  *TransactionList        `xml:"STMTRS>BANKTRANLIST,omitempty"`
-	BankTranListP PendingTransactionList `xml:"STMTRS>BANKTRANLISTP,omitempty"`
+	BankTranListP *PendingTransactionList `xml:"STMTRS>BANKTRANLISTP,omitempty"`
 	BalAmt        Amount                  `xml:"STMTRS>LEDGERBAL>BALAMT"`
 	DtAsOf        Date                    `xml:"STMTRS>LEDGERBAL>DTASOF"`
-	AvailBalAmt   Amount                 `xml:"STMTRS>AVAILBAL>BALAMT,omitempty"`
+	AvailBalAmt   *Amount                 `xml:"STMTRS>AVAILBAL>BALAMT,omitempty"`
-	AvailDtAsOf   Date                   `xml:"STMTRS>AVAILBAL>DTASOF,omitempty"`
+	AvailDtAsOf   *Date                   `xml:"STMTRS>AVAILBAL>DTASOF,omitempty"`
-	CashAdvBalAmt Amount                 `xml:"STMTRS>CASHADVBALAMT,omitempty"` // Only for CREDITLINE accounts, available balance for cash advances
+	CashAdvBalAmt *Amount                 `xml:"STMTRS>CASHADVBALAMT,omitempty"` // Only for CREDITLINE accounts, available balance for cash advances
-	IntRate       Amount                 `xml:"STMTRS>INTRATE,omitempty"`       // Current interest rate
+	IntRate       *Amount                 `xml:"STMTRS>INTRATE,omitempty"`       // Current interest rate
 	BalList       []Balance               `xml:"STMTRS>BALLIST>BAL,omitempty"`
 	MktgInfo      String                  `xml:"STMTRS>MKTGINFO,omitempty"` // Marketing information
 }

cmd/ofx/bankdownload.go

@@ -6,7 +6,6 @@ import (
 	"github.com/aclindsa/ofxgo"
 	"io"
 	"os"
-	"time"
 )
 
 var downloadCommand = Command{
@@ -54,8 +53,6 @@ func download() {
 			AcctId:   ofxgo.String(acctId),
 			AcctType: ofxgo.String(acctType),
 		},
-		DtStart: ofxgo.Date(time.Now().AddDate(-1, 0, 0)),
-		DtEnd:   ofxgo.Date(time.Now()),
 		Include: true,
 	}
 	query.Banking = append(query.Banking, &statementRequest)

cmd/ofx/banktransactions.go

@@ -5,7 +5,6 @@ import (
 	"fmt"
 	"github.com/aclindsa/ofxgo"
 	"os"
-	"time"
 )
 
 var bankTransactionsCommand = Command{
@@ -39,8 +38,6 @@ func bankTransactions() {
 			AcctId:   ofxgo.String(acctId),
 			AcctType: ofxgo.String(acctType),
 		},
-		DtStart: ofxgo.Date(time.Now().AddDate(-1, 0, 0)),
-		DtEnd:   ofxgo.Date(time.Now()),
 		Include: true,
 	}
 	query.Banking = append(query.Banking, &statementRequest)
@@ -82,7 +79,7 @@ func printTransaction(defCurrency ofxgo.String, tran *ofxgo.Transaction) {
 	var name string
 	if len(tran.Name) > 0 {
 		name = string(tran.Name)
-	} else {
+	} else if tran.Payee != nil {
 		name = string(tran.Payee.Name)
 	}
 

cmd/ofx/ccdownload.go

@@ -6,7 +6,6 @@ import (
 	"github.com/aclindsa/ofxgo"
 	"io"
 	"os"
-	"time"
 )
 
 var ccDownloadCommand = Command{
@@ -48,8 +47,6 @@ func ccDownload() {
 		CCAcctFrom: ofxgo.CCAcct{
 			AcctId: ofxgo.String(acctId),
 		},
-		DtStart: ofxgo.Date(time.Now().AddDate(-1, 0, 0)),
-		DtEnd:   ofxgo.Date(time.Now()),
 		Include: true,
 	}
 	query.CreditCards = append(query.CreditCards, &statementRequest)

cmd/ofx/cctransactions.go

@@ -5,7 +5,6 @@ import (
 	"fmt"
 	"github.com/aclindsa/ofxgo"
 	"os"
-	"time"
 )
 
 var ccTransactionsCommand = Command{
@@ -35,8 +34,6 @@ func ccTransactions() {
 		CCAcctFrom: ofxgo.CCAcct{
 			AcctId: ofxgo.String(acctId),
 		},
-		DtStart: ofxgo.Date(time.Now().AddDate(-1, 0, 0)),
-		DtEnd:   ofxgo.Date(time.Now()),
 		Include: true,
 	}
 	query.CreditCards = append(query.CreditCards, &statementRequest)

cmd/ofx/invdownload.go

@@ -6,7 +6,6 @@ import (
 	"github.com/aclindsa/ofxgo"
 	"io"
 	"os"
-	"time"
 )
 
 var invDownloadCommand = Command{
@@ -52,11 +51,8 @@ func invDownload() {
 			BrokerId: ofxgo.String(brokerId),
 			AcctId:   ofxgo.String(acctId),
 		},
-		DtStart:        ofxgo.Date(time.Now().AddDate(-1, 0, 0)), // a year ago
-		DtEnd:          ofxgo.Date(time.Now().AddDate(0, 0, -1)), // Some FIs (*cough* Fidelity) return errors if DTEND is the current day
 		Include:        true,
 		IncludeOO:      true,
-		PosDtAsOf:      ofxgo.Date(time.Now()),
 		IncludePos:     true,
 		IncludeBalance: true,
 		Include401K:    true,

cmd/ofx/invtransactions.go

@@ -6,7 +6,6 @@ import (
 	"github.com/aclindsa/ofxgo"
 	"math/big"
 	"os"
-	"time"
 )
 
 var invTransactionsCommand = Command{
@@ -38,11 +37,8 @@ func invTransactions() {
 			BrokerId: ofxgo.String(brokerId),
 			AcctId:   ofxgo.String(acctId),
 		},
-		DtStart:        ofxgo.Date(time.Now().AddDate(-1, 0, 0)), // a year ago
-		DtEnd:          ofxgo.Date(time.Now().AddDate(0, 0, -1)), // Some FIs (*cough* Fidelity) return errors if DTEND is the current day
 		Include:        true,
 		IncludeOO:      true,
-		PosDtAsOf:      ofxgo.Date(time.Now()),
 		IncludePos:     true,
 		IncludeBalance: true,
 		Include401K:    true,
@@ -99,9 +95,9 @@ func invTransactions() {
 			case ofxgo.Income:
 				printInvTran(&tran.InvTran)
 				currency := stmt.CurDef
-				if len(tran.Currency.CurSym) > 0 {
+				if tran.Currency != nil {
 					currency = tran.Currency.CurSym
-				} else if len(tran.OrigCurrency.CurSym) > 0 {
+				} else if tran.OrigCurrency != nil {
 					currency = tran.Currency.CurSym
 				}
 				fmt.Printf(" %s %s %s (%s %s)\n", tran.IncomeType, tran.Total, currency, tran.SecId.UniqueIdType, tran.SecId.UniqueId)
@@ -109,9 +105,9 @@ func invTransactions() {
 			case ofxgo.InvExpense:
 				printInvTran(&tran.InvTran)
 				currency := stmt.CurDef
-				if len(tran.Currency.CurSym) > 0 {
+				if tran.Currency != nil {
 					currency = tran.Currency.CurSym
-				} else if len(tran.OrigCurrency.CurSym) > 0 {
+				} else if tran.OrigCurrency != nil {
 					currency = tran.Currency.CurSym
 				}
 				fmt.Printf(" %s %s (%s %s)\n", tran.Total, currency, tran.SecId.UniqueIdType, tran.SecId.UniqueId)
@@ -126,18 +122,18 @@ func invTransactions() {
 			case ofxgo.MarginInterest:
 				printInvTran(&tran.InvTran)
 				currency := stmt.CurDef
-				if len(tran.Currency.CurSym) > 0 {
+				if tran.Currency != nil {
 					currency = tran.Currency.CurSym
-				} else if len(tran.OrigCurrency.CurSym) > 0 {
+				} else if tran.OrigCurrency != nil {
 					currency = tran.Currency.CurSym
 				}
 				fmt.Printf(" %s %s\n", tran.Total, currency)
 			case ofxgo.Reinvest:
 				printInvTran(&tran.InvTran)
 				currency := stmt.CurDef
-				if len(tran.Currency.CurSym) > 0 {
+				if tran.Currency != nil {
 					currency = tran.Currency.CurSym
-				} else if len(tran.OrigCurrency.CurSym) > 0 {
+				} else if tran.OrigCurrency != nil {
 					currency = tran.Currency.CurSym
 				}
 				fmt.Printf(" %s (%s %s)@%s %s (Total: %s)\n", tran.Units, tran.SecId.UniqueIdType, tran.SecId.UniqueId, tran.UnitPrice, currency, tran.Total)
@@ -145,9 +141,9 @@ func invTransactions() {
 			case ofxgo.RetOfCap:
 				printInvTran(&tran.InvTran)
 				currency := stmt.CurDef
-				if len(tran.Currency.CurSym) > 0 {
+				if tran.Currency != nil {
 					currency = tran.Currency.CurSym
-				} else if len(tran.OrigCurrency.CurSym) > 0 {
+				} else if tran.OrigCurrency != nil {
 					currency = tran.Currency.CurSym
 				}
 				fmt.Printf(" %s %s (%s %s)\n", tran.Total, currency, tran.SecId.UniqueIdType, tran.SecId.UniqueId)
@@ -165,9 +161,9 @@ func invTransactions() {
 			case ofxgo.Split:
 				printInvTran(&tran.InvTran)
 				currency := stmt.CurDef
-				if len(tran.Currency.CurSym) > 0 {
+				if tran.Currency != nil {
 					currency = tran.Currency.CurSym
-				} else if len(tran.OrigCurrency.CurSym) > 0 {
+				} else if tran.OrigCurrency != nil {
 					currency = tran.Currency.CurSym
 				}
 				fmt.Printf(" %d/%d %s -> %s shares of %s %s (%s %s for fractional shares)\n", tran.Numerator, tran.Denominator, tran.OldUnits, tran.NewUnits, tran.SecId.UniqueIdType, tran.SecId.UniqueId, tran.FracCash, currency)
@@ -188,9 +184,9 @@ func printInvTran(it *ofxgo.InvTran) {
 func printInvBuy(defCurrency ofxgo.String, ib *ofxgo.InvBuy) {
 	printInvTran(&ib.InvTran)
 	currency := defCurrency
-	if len(ib.Currency.CurSym) > 0 {
+	if ib.Currency != nil {
 		currency = ib.Currency.CurSym
-	} else if len(ib.OrigCurrency.CurSym) > 0 {
+	} else if ib.OrigCurrency != nil {
 		currency = ib.Currency.CurSym
 	}
 
@@ -201,9 +197,9 @@ func printInvBuy(defCurrency ofxgo.String, ib *ofxgo.InvBuy) {
 func printInvSell(defCurrency ofxgo.String, is *ofxgo.InvSell) {
 	printInvTran(&is.InvTran)
 	currency := defCurrency
-	if len(is.Currency.CurSym) > 0 {
+	if is.Currency != nil {
 		currency = is.Currency.CurSym
-	} else if len(is.OrigCurrency.CurSym) > 0 {
+	} else if is.OrigCurrency != nil {
 		currency = is.Currency.CurSym
 	}
 

creditcards.go

@@ -9,8 +9,8 @@ type CCStatementRequest struct {
 	XMLName        xml.Name `xml:"CCSTMTTRNRQ"`
 	TrnUID         UID      `xml:"TRNUID"`
 	CCAcctFrom     CCAcct   `xml:"CCSTMTRQ>CCACCTFROM"`
-	DtStart        Date     `xml:"CCSTMTRQ>INCTRAN>DTSTART,omitempty"`
+	DtStart        *Date    `xml:"CCSTMTRQ>INCTRAN>DTSTART,omitempty"`
-	DtEnd          Date     `xml:"CCSTMTRQ>INCTRAN>DTEND,omitempty"`
+	DtEnd          *Date    `xml:"CCSTMTRQ>INCTRAN>DTEND,omitempty"`
 	Include        Boolean  `xml:"CCSTMTRQ>INCTRAN>INCLUDE"`          // Include transactions (instead of just balance)
 	IncludePending Boolean  `xml:"CCSTMTRQ>INCLUDEPENDING,omitempty"` // Include pending transactions
 	IncTranImg     Boolean  `xml:"CCSTMTRQ>INCTRANIMG,omitempty"`     // Include transaction images
@@ -32,12 +32,12 @@ type CCStatementResponse struct {
 	TrnUID       UID              `xml:"TRNUID"`
 	CurDef       String           `xml:"CCSTMTRS>CURDEF"`
 	CCAcctFrom   CCAcct           `xml:"CCSTMTRS>CCACCTFROM"`
-	BankTranList TransactionList `xml:"CCSTMTRS>BANKTRANLIST,omitempty"`
+	BankTranList *TransactionList `xml:"CCSTMTRS>BANKTRANLIST,omitempty"`
 	//BANKTRANLISTP
 	BalAmt        Amount    `xml:"CCSTMTRS>LEDGERBAL>BALAMT"`
 	DtAsOf        Date      `xml:"CCSTMTRS>LEDGERBAL>DTASOF"`
 	AvailBalAmt   Amount    `xml:"CCSTMTRS>AVAILBAL>BALAMT,omitempty"`
-	AvailDtAsOf   Date      `xml:"CCSTMTRS>AVAILBAL>DTASOF,omitempty"`
+	AvailDtAsOf   *Date     `xml:"CCSTMTRS>AVAILBAL>DTASOF,omitempty"`
 	CashAdvBalAmt Amount    `xml:"CCSTMTRS>CASHADVBALAMT,omitempty"`           // Only for CREDITLINE accounts, available balance for cash advances
 	IntRatePurch  Amount    `xml:"CCSTMTRS>INTRATEPURCH,omitempty"`            // Current interest rate for purchases
 	IntRateCash   Amount    `xml:"CCSTMTRS>INTRATECASH,omitempty"`             // Current interest rate for cash advances

investments.go

@@ -12,11 +12,11 @@ type InvStatementRequest struct {
 	TAN       String   `xml:"TAN,omitempty"` // Transaction authorization number
 	// TODO `xml:"OFXEXTENSION,omitempty"`
 	InvAcctFrom      InvAcct `xml:"INVSTMTRQ>INVACCTFROM"`
-	DtStart          Date    `xml:"INVSTMTRQ>INCTRAN>DTSTART,omitempty"`
+	DtStart          *Date   `xml:"INVSTMTRQ>INCTRAN>DTSTART,omitempty"`
-	DtEnd            Date    `xml:"INVSTMTRQ>INCTRAN>DTEND,omitempty"`
+	DtEnd            *Date   `xml:"INVSTMTRQ>INCTRAN>DTEND,omitempty"`
 	Include          Boolean `xml:"INVSTMTRQ>INCTRAN>INCLUDE"`         // Include transactions (instead of just balance)
 	IncludeOO        Boolean `xml:"INVSTMTRQ>INCOO"`                   // Include open orders
-	PosDtAsOf        Date    `xml:"INVSTMTRQ>INCPOS>DTASOF,omitempty"` // Date that positions should be sent down for, if present
+	PosDtAsOf        *Date   `xml:"INVSTMTRQ>INCPOS>DTASOF,omitempty"` // Date that positions should be sent down for, if present
 	IncludePos       Boolean `xml:"INVSTMTRQ>INCPOS>INCLUDE"`          // Include position data in response
 	IncludeBalance   Boolean `xml:"INVSTMTRQ>INCBAL"`                  // Include investment balance in response
 	Include401K      Boolean `xml:"INVSTMTRQ>INC401K,omitempty"`       // Include 401k information
@@ -40,7 +40,7 @@ type InvTran struct {
 	FiTId         String   `xml:"FITID"`
 	SrvrTId       String   `xml:"SRVRTID,omitempty"`
 	DtTrade       Date     `xml:"DTTRADE"`                 // trade date; for stock splits, day of record
-	DtSettle      Date     `xml:"DTSETTLE,omitempty"`      // settlement date; for stock splits, execution date
+	DtSettle      *Date    `xml:"DTSETTLE,omitempty"`      // settlement date; for stock splits, execution date
 	ReversalFiTId String   `xml:"REVERSALFITID,omitempty"` // For a reversal transaction, the FITID of the transaction that is being reversed.
 	Memo          String   `xml:"MEMO,omitempty"`
 }
@@ -57,8 +57,8 @@ type InvBuy struct {
 	Fees         Amount     `xml:"FEES,omitempty"`
 	Load         Amount     `xml:"LOAD,omitempty"`
 	Total        Amount     `xml:"TOTAL"`                  // Transaction total. Buys, sells, etc.:((quan. * (price +/- markup/markdown)) +/-(commission + fees + load + taxes + penalty + withholding + statewithholding)). Distributions, interest, margin interest, misc. expense, etc.: amount. Return of cap: cost basis
-	Currency     Currency   `xml:"CURRENCY,omitempty"`     // Overriding currency for UNITPRICE
+	Currency     *Currency  `xml:"CURRENCY,omitempty"`     // Overriding currency for UNITPRICE
-	OrigCurrency Currency   `xml:"ORIGCURRENCY,omitempty"` // Overriding currency for UNITPRICE
+	OrigCurrency *Currency  `xml:"ORIGCURRENCY,omitempty"` // Overriding currency for UNITPRICE
 	SubAcctSec   String     `xml:"SUBACCTSEC"`             // Sub-account type for this security. One of CASH, MARGIN, SHORT, OTHER
 	SubAcctFund  String     `xml:"SUBACCTFUND"`            // Where did the money for the transaction come from or go to? CASH, MARGIN, SHORT, OTHER
 
@@ -68,7 +68,7 @@ type InvBuy struct {
 	LoanInterest  Amount `xml:"LOANINTEREST,omitempty"`  // For 401(k) accounts only. Indicates how much of the loan repayment was interest
 
 	Inv401kSource    String  `xml:"INV401KSOURCE,omitempty"`    // Source of money for this transaction. One of PRETAX, AFTERTAX, MATCH, PROFITSHARING, ROLLOVER, OTHERVEST, OTHERNONVEST for 401(k) accounts. Default if not present is OTHERNONVEST. The following cash source types are subject to vesting: MATCH, PROFITSHARING, and OTHERVEST
-	DtPayroll        Date    `xml:"DTPAYROLL,omitempty"`        // For 401(k)accounts, date the funds for this transaction was obtained via payroll deduction
+	DtPayroll        *Date   `xml:"DTPAYROLL,omitempty"`        // For 401(k)accounts, date the funds for this transaction was obtained via payroll deduction
 	PriorYearContrib Boolean `xml:"PRIORYEARCONTRIB,omitempty"` // For 401(k) accounts, indicates that this Buy was made with a prior year contribution
 }
 
@@ -87,8 +87,8 @@ type InvSell struct {
 	TaxExempt    Boolean    `xml:"TAXEXEMPT,omitempty"`    // Tax-exempt transaction
 	Total        Amount     `xml:"TOTAL"`                  // Transaction total. Buys, sells, etc.:((quan. * (price +/- markup/markdown)) +/-(commission + fees + load + taxes + penalty + withholding + statewithholding)). Distributions, interest, margin interest, misc. expense, etc.: amount. Return of cap: cost basis
 	Gain         Amount     `xml:"GAIN,omitempty"`         // Total gain
-	Currency     Currency   `xml:"CURRENCY,omitempty"`     // Overriding currency for UNITPRICE
+	Currency     *Currency  `xml:"CURRENCY,omitempty"`     // Overriding currency for UNITPRICE
-	OrigCurrency Currency   `xml:"ORIGCURRENCY,omitempty"` // Overriding currency for UNITPRICE
+	OrigCurrency *Currency  `xml:"ORIGCURRENCY,omitempty"` // Overriding currency for UNITPRICE
 	SubAcctSec   String     `xml:"SUBACCTSEC"`             // Sub-account type for this security. One of CASH, MARGIN, SHORT, OTHER
 	SubAcctFund  String     `xml:"SUBACCTFUND"`            // Where did the money for the transaction come from or go to? CASH, MARGIN, SHORT, OTHER
 
@@ -177,8 +177,8 @@ type Income struct {
 	SubAcctFund   String     `xml:"SUBACCTFUND"`             // Where did the money for the transaction come from or go to? CASH, MARGIN, SHORT, OTHER
 	TaxExempt     Boolean    `xml:"TAXEXEMPT,omitempty"`     // Tax-exempt transaction
 	Witholding    Amount     `xml:"WITHHOLDING,omitempty"`   // Federal tax witholdings
-	Currency      Currency   `xml:"CURRENCY,omitempty"`      // Overriding currency for UNITPRICE
+	Currency      *Currency  `xml:"CURRENCY,omitempty"`      // Overriding currency for UNITPRICE
-	OrigCurrency  Currency   `xml:"ORIGCURRENCY,omitempty"`  // Overriding currency for UNITPRICE
+	OrigCurrency  *Currency  `xml:"ORIGCURRENCY,omitempty"`  // Overriding currency for UNITPRICE
 	Inv401kSource String     `xml:"INV401KSOURCE,omitempty"` // Source of money for this transaction. One of PRETAX, AFTERTAX, MATCH, PROFITSHARING, ROLLOVER, OTHERVEST, OTHERNONVEST for 401(k) accounts. Default if not present is OTHERNONVEST. The following cash source types are subject to vesting: MATCH, PROFITSHARING, and OTHERVEST
 }
 
@@ -194,8 +194,8 @@ type InvExpense struct {
 	Total         Amount     `xml:"TOTAL"`
 	SubAcctSec    String     `xml:"SUBACCTSEC"`              // Sub-account type for this security. One of CASH, MARGIN, SHORT, OTHER
 	SubAcctFund   String     `xml:"SUBACCTFUND"`             // Where did the money for the transaction come from or go to? CASH, MARGIN, SHORT, OTHER
-	Currency      Currency   `xml:"CURRENCY,omitempty"`      // Overriding currency for UNITPRICE
+	Currency      *Currency  `xml:"CURRENCY,omitempty"`      // Overriding currency for UNITPRICE
-	OrigCurrency  Currency   `xml:"ORIGCURRENCY,omitempty"`  // Overriding currency for UNITPRICE
+	OrigCurrency  *Currency  `xml:"ORIGCURRENCY,omitempty"`  // Overriding currency for UNITPRICE
 	Inv401kSource String     `xml:"INV401KSOURCE,omitempty"` // Source of money for this transaction. One of PRETAX, AFTERTAX, MATCH, PROFITSHARING, ROLLOVER, OTHERVEST, OTHERNONVEST for 401(k) accounts. Default if not present is OTHERNONVEST. The following cash source types are subject to vesting: MATCH, PROFITSHARING, and OTHERVEST
 }
 
@@ -235,8 +235,8 @@ type MarginInterest struct {
 	InvTran      InvTran   `xml:"INVTRAN"`
 	Total        Amount    `xml:"TOTAL"`
 	SubAcctFund  String    `xml:"SUBACCTFUND"`            // Where did the money for the transaction come from or go to? CASH, MARGIN, SHORT, OTHER
-	Currency     Currency `xml:"CURRENCY,omitempty"`     // Overriding currency for UNITPRICE
+	Currency     *Currency `xml:"CURRENCY,omitempty"`     // Overriding currency for UNITPRICE
-	OrigCurrency Currency `xml:"ORIGCURRENCY,omitempty"` // Overriding currency for UNITPRICE
+	OrigCurrency *Currency `xml:"ORIGCURRENCY,omitempty"` // Overriding currency for UNITPRICE
 }
 
 func (t MarginInterest) TransactionType() string {
@@ -258,8 +258,8 @@ type Reinvest struct {
 	Fees          Amount     `xml:"FEES,omitempty"`
 	Load          Amount     `xml:"LOAD,omitempty"`
 	TaxExempt     Boolean    `xml:"TAXEXEMPT,omitempty"`     // Tax-exempt transaction
-	Currency      Currency   `xml:"CURRENCY,omitempty"`      // Overriding currency for UNITPRICE
+	Currency      *Currency  `xml:"CURRENCY,omitempty"`      // Overriding currency for UNITPRICE
-	OrigCurrency  Currency   `xml:"ORIGCURRENCY,omitempty"`  // Overriding currency for UNITPRICE
+	OrigCurrency  *Currency  `xml:"ORIGCURRENCY,omitempty"`  // Overriding currency for UNITPRICE
 	Inv401kSource String     `xml:"INV401KSOURCE,omitempty"` // Source of money for this transaction. One of PRETAX, AFTERTAX, MATCH, PROFITSHARING, ROLLOVER, OTHERVEST, OTHERNONVEST for 401(k) accounts. Default if not present is OTHERNONVEST. The following cash source types are subject to vesting: MATCH, PROFITSHARING, and OTHERVEST
 }
 
@@ -274,8 +274,8 @@ type RetOfCap struct {
 	Total         Amount     `xml:"TOTAL"`
 	SubAcctSec    String     `xml:"SUBACCTSEC"`              // Sub-account type for this security. One of CASH, MARGIN, SHORT, OTHER
 	SubAcctFund   String     `xml:"SUBACCTFUND"`             // Where did the money for the transaction come from or go to? CASH, MARGIN, SHORT, OTHER
-	Currency      Currency   `xml:"CURRENCY,omitempty"`      // Overriding currency for UNITPRICE
+	Currency      *Currency  `xml:"CURRENCY,omitempty"`      // Overriding currency for UNITPRICE
-	OrigCurrency  Currency   `xml:"ORIGCURRENCY,omitempty"`  // Overriding currency for UNITPRICE
+	OrigCurrency  *Currency  `xml:"ORIGCURRENCY,omitempty"`  // Overriding currency for UNITPRICE
 	Inv401kSource String     `xml:"INV401KSOURCE,omitempty"` // Source of money for this transaction. One of PRETAX, AFTERTAX, MATCH, PROFITSHARING, ROLLOVER, OTHERVEST, OTHERNONVEST for 401(k) accounts. Default if not present is OTHERNONVEST. The following cash source types are subject to vesting: MATCH, PROFITSHARING, and OTHERVEST
 }
 
@@ -348,8 +348,8 @@ type Split struct {
 	NewUnits      Amount     `xml:"NEWUNITS"`                // number of shares after the split
 	Numerator     Int        `xml:"NUMERATOR"`               // split ratio numerator
 	Denominator   Int        `xml:"DENOMINATOR"`             // split ratio denominator
-	Currency      Currency   `xml:"CURRENCY,omitempty"`      // Overriding currency for UNITPRICE
+	Currency      *Currency  `xml:"CURRENCY,omitempty"`      // Overriding currency for UNITPRICE
-	OrigCurrency  Currency   `xml:"ORIGCURRENCY,omitempty"`  // Overriding currency for UNITPRICE
+	OrigCurrency  *Currency  `xml:"ORIGCURRENCY,omitempty"`  // Overriding currency for UNITPRICE
 	FracCash      Amount     `xml:"FRACCASH,omitempty"`      // cash for fractional units
 	SubAcctFund   String     `xml:"SUBACCTFUND,omitempty"`   // Where did the money for the transaction come from or go to? CASH, MARGIN, SHORT, OTHER
 	Inv401kSource String     `xml:"INV401KSOURCE,omitempty"` // Source of money for this transaction. One of PRETAX, AFTERTAX, MATCH, PROFITSHARING, ROLLOVER, OTHERVEST, OTHERNONVEST for 401(k) accounts. Default if not present is OTHERNONVEST. The following cash source types are subject to vesting: MATCH, PROFITSHARING, and OTHERVEST
@@ -370,7 +370,7 @@ type Transfer struct {
 	InvAcctFrom   InvAcct    `xml:"INVACCTFROM,omitempty"`
 	AvgCostBasis  Amount     `xml:"AVGCOSTBASIS,omitempty"`
 	UnitPrice     Amount     `xml:"UNITPRICE,omitempty"` // For stocks, MFs, other, price per share. Bonds = percentage of par. Option = premium per share of underlying security
-	DtPurchase    Date       `xml:"DTPURCHASE,omitempty"`
+	DtPurchase    *Date      `xml:"DTPURCHASE,omitempty"`
 	Inv401kSource String     `xml:"INV401KSOURCE,omitempty"` // Source of money for this transaction. One of PRETAX, AFTERTAX, MATCH, PROFITSHARING, ROLLOVER, OTHERVEST, OTHERNONVEST for 401(k) accounts. Default if not present is OTHERNONVEST. The following cash source types are subject to vesting: MATCH, PROFITSHARING, and OTHERVEST
 }
 
@@ -564,7 +564,7 @@ type InvPosition struct {
 	MktVal        Amount     `xml:"MKTVAL"`                 // Market value of this position
 	AvgCostBasis  Amount     `xml:"AVGCOSTBASIS,omitempty"` //
 	DtPriceAsOf   Date       `xml:"DTPRICEASOF"`            // Date and time of unit price and market value, and cost basis. If this date is unknown, use 19900101 as the placeholder; do not use 0,
-	Currency      Currency   `xml:"CURRENCY,omitempty"`     // Overriding currency for UNITPRICE
+	Currency      *Currency  `xml:"CURRENCY,omitempty"`     // Overriding currency for UNITPRICE
 	Memo          String     `xml:"MEMO,omitempty"`
 	Inv401kSource String     `xml:"INV401KSOURCE,omitempty"` // One of PRETAX, AFTERTAX, MATCH, PROFITSHARING, ROLLOVER, OTHERVEST, OTHERNONVEST for 401(k) accounts. Default if not present is OTHERNONVEST. The following cash source types are subject to vesting: MATCH, PROFITSHARING, and OTHERVEST
 }
@@ -707,7 +707,7 @@ type ContribSecurity struct {
 
 type VestInfo struct {
 	XMLName  xml.Name `xml:"VESTINFO"`
-	VestDate Date     `xml:"VESTDATE,omitempty"` // Date at which vesting percentage changes. Default (if empty) is that the vesting percentage below applies to the current date
+	VestDate *Date    `xml:"VESTDATE,omitempty"` // Date at which vesting percentage changes. Default (if empty) is that the vesting percentage below applies to the current date
 	VestPct  Amount   `xml:"VESTPCT"`
 }
 
@@ -716,18 +716,18 @@ type LoanInfo struct {
 	LoanID                String   `xml:"LOANID"`                          // Identifier of this loan
 	LoanDesc              String   `xml:"LOANDESC,omitempty"`              // Loan description
 	InitialLoanBal        Amount   `xml:"INITIALLOANBAL,omitempty"`        // Initial loan balance
-	LoanStartDate         Date     `xml:"LOANSTARTDATE,omitempty"`         // Start date of loan
+	LoanStartDate         *Date    `xml:"LOANSTARTDATE,omitempty"`         // Start date of loan
 	CurrentLoanBal        Amount   `xml:"CURRENTLOANBAL"`                  // Current loan principal balance
-	DtAsOf                Date     `xml:"DTASOF"`                          // Date and time of the current loan balance
+	DtAsOf                *Date    `xml:"DTASOF"`                          // Date and time of the current loan balance
 	LoanRate              Amount   `xml:"LOANRATE,omitempty"`              // Loan annual interest rate
 	LoanPmtAmt            Amount   `xml:"LOANPMTAMT,omitempty"`            // Loan payment amount
 	LoanPmtFreq           String   `xml:"LOANPMTFREQ,omitempty"`           // Frequency of loan repayments: WEEKLY, BIWEEKLY, TWICEMONTHLY, MONTHLY, FOURWEEKS, BIMONTHLY, QUARTERLY, SEMIANNUALLY, ANNUALLY, OTHER. See section 10.2.1 for calculation rules.
 	LoanPmtsInitial       Int      `xml:"LOANPMTSINITIAL,omitempty"`       // Initial number of loan payments.
 	LoanPmtsRemaining     Int      `xml:"LOANPMTSREMAINING,omitempty"`     // Remaining number of loan payments
-	LoanMaturityDate      Date     `xml:"LOANMATURITYDATE,omitempty"`      // Expected loan end date
+	LoanMaturityDate      *Date    `xml:"LOANMATURITYDATE,omitempty"`      // Expected loan end date
 	LoanTotalProjInterest Amount   `xml:"LOANTOTALPROJINTEREST,omitempty"` // Total projected interest to be paid on this loan
 	LoanInterestToDate    Amount   `xml:"LOANINTERESTTODATE,omitempty"`    // Total interested paid to date on this loan
-	LoanExtPmtDate        Date     `xml:"LOANNEXTPMTDATE,omitempty"`       // Next payment due date
+	LoanExtPmtDate        *Date    `xml:"LOANNEXTPMTDATE,omitempty"`       // Next payment due date
 }
 
 type Inv401KSummaryAggregate struct {
@@ -746,16 +746,16 @@ type Inv401KSummaryPeriod struct {
 	XMLName       xml.Name                 // One of YEARTODATE, INCEPTODATE, or PERIODTODATE
 	DtStart       Date                     `xml:"DTSTART"`
 	DtEnd         Date                     `xml:"DTEND"`
-	Contributions Inv401KSummaryAggregate `xml:"CONTRIBUTIONS,omitempty"` // 401(k) contribution aggregate. Note: this includes loan payments.
+	Contributions *Inv401KSummaryAggregate `xml:"CONTRIBUTIONS,omitempty"` // 401(k) contribution aggregate. Note: this includes loan payments.
-	Withdrawls    Inv401KSummaryAggregate `xml:"WITHDRAWLS,omitempty"`    // 401(k) withdrawals aggregate. Note: this includes loan withdrawals.
+	Withdrawls    *Inv401KSummaryAggregate `xml:"WITHDRAWLS,omitempty"`    // 401(k) withdrawals aggregate. Note: this includes loan withdrawals.
-	Earnings      Inv401KSummaryAggregate `xml:"EARNINGS,omitempty"`      // 401(k) earnings aggregate. This is the market value change. It includes dividends/interest, and capital gains - realized and unrealized.
+	Earnings      *Inv401KSummaryAggregate `xml:"EARNINGS,omitempty"`      // 401(k) earnings aggregate. This is the market value change. It includes dividends/interest, and capital gains - realized and unrealized.
 }
 
 type Inv401K struct {
 	XMLName             xml.Name `xml:"INV401K"`
 	EmployerName        String   `xml:"EMPLOYERNAME"`
 	PlanID              String   `xml:"PLANID,omitempty"`              // Plan number
-	PlanJoinDate        Date     `xml:"PLANJOINDATE,omitempty"`        // Date the employee joined the plan
+	PlanJoinDate        *Date    `xml:"PLANJOINDATE,omitempty"`        // Date the employee joined the plan
 	EmployerContactInfo String   `xml:"EMPLOYERCONTACTINFO,omitempty"` // Name of contact person at employer, plus any available contact information, such as phone number
 	BrokerContactInfo   String   `xml:"BROKERCONTACTINFO,omitempty"`   // Name of contact person at broker, plus any available contact information, such as phone number
 	DeferPctPreTax      Amount   `xml:"DEFERPCTPRETAX,omitempty"`      // Percent of employee salary deferred before tax
@@ -765,7 +765,7 @@ type Inv401K struct {
 	MatchPct            Amount                `xml:"MATCHINFO>MATCHPCT,omitempty"`          // Percent of employee contribution matched, e.g., 75% if contribution rate is $0.75/$1.00
 	MaxMatchAmt         Amount                `xml:"MATCHINFO>MAXMATCHAMT,omitempty"`       // Maximum employer contribution amount in any year
 	MaxMatchPct         Amount                `xml:"MATCHINFO>MAXMATCHPCT,omitempty"`       // Current maximum employer contribution percentage. Maximum match in a year is MAXMATCHPCT up to the MAXMATCHAMT, if provided
-	StartOfYear         Date                 `xml:"MATCHINFO>STARTOFYEAR,omitempty"`       // Specifies when the employer contribution max is reset. Some plans have a maximum based on the company fiscal year rather than calendar year. Assume calendar year if omitted. Only the month and day (MMDD) are used; year (YYYY) and time are ignored
+	StartOfYear         *Date                 `xml:"MATCHINFO>STARTOFYEAR,omitempty"`       // Specifies when the employer contribution max is reset. Some plans have a maximum based on the company fiscal year rather than calendar year. Assume calendar year if omitted. Only the month and day (MMDD) are used; year (YYYY) and time are ignored
 	BaseMatchAmt        Amount                `xml:"MATCHINFO>BASEMATCHAMT"`                // Specifies a fixed dollar amount contributed by the employer if the employee participates in the plan at all. This may be present in addition to the <MATCHPCT>. $0 if omitted
 	BaseMatchPct        Amount                `xml:"MATCHINFO>BASEMATCHPCT"`                // Specifies a fixed percent of employee salary matched if the employee participates in the plan at all. This may be present in addition to the MATCHPCT>. 0% if omitted. Base match in a year is BASEMATCHPCT up to the BASEMATCHAMT,if provided
 	ContribInfo         []ContribSecurity     `xml:"CONTRIBINTO>CONTRIBSECURITY"`           // Aggregate to describe how new contributions are distributed among the available securities.
@@ -773,8 +773,8 @@ type Inv401K struct {
 	VestInfo            []VestInfo            `xml:"VESTINFO,omitempty"`                    // Vest change dates. Provides the vesting percentage as of any particular past, current, or future date. 0 or more.
 	LoanInfo            []LoanInfo            `xml:"LOANINFO,omitempty"`                    // List of any loans outstanding against this account
 	YearToDateSummary   Inv401KSummaryPeriod  `xml:"INV401KSUMMARY>YEARTODATE"`             // Contributions to date for this calendar year.
-	InceptToDateSummary Inv401KSummaryPeriod `xml:"INV401KSUMMARY>INCEPTODATE,omitempty"`  // Total contributions to date (since inception)
+	InceptToDateSummary *Inv401KSummaryPeriod `xml:"INV401KSUMMARY>INCEPTODATE,omitempty"`  // Total contributions to date (since inception)
-	PeriodToDate        Inv401KSummaryPeriod `xml:"INV401KSUMMARY>PERIODTODATE,omitempty"` // Total contributions this contribution period
+	PeriodToDate        *Inv401KSummaryPeriod `xml:"INV401KSUMMARY>PERIODTODATE,omitempty"` // Total contributions this contribution period
 }
 
 type Inv401KBal struct {
@@ -800,13 +800,13 @@ type InvStatementResponse struct {
 	DtAsOf      Date         `xml:"INVSTMTRS>DTASOF"`
 	CurDef      String       `xml:"INVSTMTRS>CURDEF"`
 	InvAcctFrom InvAcct      `xml:"INVSTMTRS>INVACCTFROM"`
-	InvTranList InvTranList  `xml:"INVSTMTRS>INVTRANLIST,omitempty"`
+	InvTranList *InvTranList `xml:"INVSTMTRS>INVTRANLIST,omitempty"`
 	InvPosList  PositionList `xml:"INVSTMTRS>INVPOSLIST,omitempty"`
-	InvBal      InvBalance   `xml:"INVSTMTRS>INVBAL,omitempty"`
+	InvBal      *InvBalance  `xml:"INVSTMTRS>INVBAL,omitempty"`
 	// TODO INVOOLIST
 	MktgInfo   String      `xml:"INVSTMTRS>MKTGINFO,omitempty"` // Marketing information
-	Inv401K    Inv401K    `xml:"INVSTMTRS>INV401K,omitempty"`
+	Inv401K    *Inv401K    `xml:"INVSTMTRS>INV401K,omitempty"`
-	Inv401KBal Inv401KBal `xml:"INVSTMTRS>INV401KBAL,omitempty"`
+	Inv401KBal *Inv401KBal `xml:"INVSTMTRS>INV401KBAL,omitempty"`
 }
 
 func (sr InvStatementResponse) Name() string {

securities.go

@@ -14,7 +14,7 @@ type SecurityId struct {
 type SecurityRequest struct {
 	XMLName xml.Name `xml:"SECRQ"`
 	// Only one of the next three should be present
-	SecId  SecurityId `xml:"SECID,omitempty"`
+	SecId  *SecurityId `xml:"SECID,omitempty"`
 	Ticker String      `xml:"TICKER,omitempty"`
 	FiId   String      `xml:"FIID,omitempty"`
 }
@@ -69,8 +69,8 @@ type SecInfo struct {
 	FiId      String     `xml:"FIID,omitempty"`
 	Rating    String     `xml:"RATING,omitempty"`
 	UnitPrice Amount     `xml:"UNITPRICE,omitempty"` // Current price, as of DTASOF
-	DtAsOf    Date       `xml:"DTASOF,omitempty"`    // Date UNITPRICE was for
+	DtAsOf    *Date      `xml:"DTASOF,omitempty"`    // Date UNITPRICE was for
-	Currency  Currency   `xml:"CURRENCY,omitempty"`  // Overriding currency for UNITPRICE
+	Currency  *Currency  `xml:"CURRENCY,omitempty"`  // Overriding currency for UNITPRICE
 	Memo      String     `xml:"MEMO,omitempty"`
 }
 
@@ -81,14 +81,14 @@ type DebtInfo struct {
 	DebtType     String   `xml:"DEBTTYPE"`               // One of COUPON, ZERO (zero coupon)
 	DebtClass    String   `xml:"DEBTCLASS,omitempty"`    // One of TREASURY, MUNICIPAL, CORPORATE, OTHER
 	CouponRate   Amount   `xml:"COUPONRT,omitempty"`     // Bond coupon rate for next closest call date
-	DtCoupon     Date     `xml:"DTCOUPON,omitempty"`     // Maturity date for next coupon
+	DtCoupon     *Date    `xml:"DTCOUPON,omitempty"`     // Maturity date for next coupon
 	CouponFreq   String   `xml:"COUPONFREQ,omitempty"`   // When coupons mature - one of MONTHLY, QUARTERLY, SEMIANNUAL, ANNUAL, or OTHER
 	CallPrice    Amount   `xml:"CALLPRICE,omitempty"`    // Bond call price
 	YieldToCall  Amount   `xml:"YIELDTOCALL,omitempty"`  // Yield to next call
-	DtCall       Date     `xml:"DTCALL,omitempty"`       // Next call date
+	DtCall       *Date    `xml:"DTCALL,omitempty"`       // Next call date
 	CallType     String   `xml:"CALLTYPE,omitempt"`      // Type of next call. One of CALL, PUT, PREFUND, MATURITY
 	YieldToMat   Amount   `xml:"YIELDTOMAT,omitempty"`   // Yield to maturity
-	DtMat        Date     `xml:"DTMAT,omitempty"`        // Debt maturity date
+	DtMat        *Date    `xml:"DTMAT,omitempty"`        // Debt maturity date
 	AssetClass   String   `xml:"ASSETCLASS,omitempty"`   // One of DOMESTICBOND, INTLBOND, LARGESTOCK, SMALLSTOCK, INTLSTOCK, MONEYMRKT, OTHER
 	FiAssetClass String   `xml:"FIASSETCLASS,omitempty"` // FI-defined asset class
 }
@@ -114,7 +114,7 @@ type MFInfo struct {
 	SecInfo        SecInfo          `xml:"SECINFO"`
 	MfType         String           `xml:"MFTYPE"`                // One of OPEN, END, CLOSEEND, OTHER
 	Yield          Amount           `xml:"YIELD,omitempty"`       // Current yield reported as the dividend expressed as a portion of the current stock price
-	DtYieldAsOf    Date             `xml:"DTYIELDASOF,omitempty"` // Date YIELD is valid for
+	DtYieldAsOf    *Date            `xml:"DTYIELDASOF,omitempty"` // Date YIELD is valid for
 	AssetClasses   []AssetPortion   `xml:"MFASSETCLASS>PORTION"`
 	FiAssetClasses []FiAssetPortion `xml:"FIMFASSETCLASS>FIPORTION"`
 }
@@ -130,7 +130,7 @@ type OptInfo struct {
 	StrikePrice  Amount      `xml:"STRIKEPRICE"`
 	DtExpire     Date        `xml:"DTEXPIRE"`               // Expiration date
 	ShPerCtrct   Int         `xml:"SHPERCTRCT"`             // Shares per contract
-	SecId        SecurityId `xml:"SECID,omitempty"`        // Security ID of the underlying security
+	SecId        *SecurityId `xml:"SECID,omitempty"`        // Security ID of the underlying security
 	AssetClass   String      `xml:"ASSETCLASS,omitempty"`   // One of DOMESTICBOND, INTLBOND, LARGESTOCK, SMALLSTOCK, INTLSTOCK, MONEYMRKT, OTHER
 	FiAssetClass String      `xml:"FIASSETCLASS,omitempty"` // FI-defined asset class
 }
@@ -156,7 +156,7 @@ type StockInfo struct {
 	SecInfo      SecInfo  `xml:"SECINFO"`
 	StockType    String   `xml:"STOCKTYPE,omitempty"`    // One of COMMON, PREFERRED, CONVERTIBLE, OTHER
 	Yield        Amount   `xml:"YIELD,omitempty"`        // Current yield reported as the dividend expressed as a portion of the current stock price
-	DtYieldAsOf  Date     `xml:"DTYIELDASOF,omitempty"`  // Date YIELD is valid for
+	DtYieldAsOf  *Date    `xml:"DTYIELDASOF,omitempty"`  // Date YIELD is valid for
 	AssetClass   String   `xml:"ASSETCLASS,omitempty"`   // One of DOMESTICBOND, INTLBOND, LARGESTOCK, SMALLSTOCK, INTLSTOCK, MONEYMRKT, OTHER
 	FiAssetClass String   `xml:"FIASSETCLASS,omitempty"` // FI-defined asset class
 }

signon.go

@@ -60,10 +60,10 @@ type SignonResponse struct {
 	Status      Status   `xml:"STATUS"`
 	DtServer    Date     `xml:"DTSERVER"`
 	UserKey     String   `xml:"USERKEY,omitempty"`
-	TsKeyExpire Date     `xml:"TSKEYEXPIRE,omitempty"`
+	TsKeyExpire *Date    `xml:"TSKEYEXPIRE,omitempty"`
 	Language    String   `xml:"LANGUAGE"`
-	DtProfUp    Date     `xml:"DTPROFUP,omitempty"`
+	DtProfUp    *Date    `xml:"DTPROFUP,omitempty"`
-	DtAcctUp    Date     `xml:"DTACCTUP,omitempty"`
+	DtAcctUp    *Date    `xml:"DTACCTUP,omitempty"`
 	Org         String   `xml:"FI>ORG"`
 	Fid         String   `xml:"FI>FID"`
 	SessCookie  String   `xml:"SESSCOOKIE,omitempty"`